Legal Services
The Kirby Law Office, PLLC practices in three primary areas:
FDCPA Violations / Debt Collector Harassment
Many times debt collection agencies use unique tactics as they attempt to intimidate you into paying a debt you have very little means to pay. Yet seldom do debt collectors take into account your current standard of living and the people who depend on you for roof and shelter. When a debt collector uses threats or lies when speaking with you, they have broken the law.
Credit Card Lawsuit Defense
Many people with outstanding credit card debt may face the possibility of being sued by their creditor. While not always the case, creditors can sue to collect an outstanding debt. Creditors will sometimes sue for a debt as little as $1,000.00 dollars. With a primary focus on debt collection defense, the Kirby Law Office can help you mount an aggressive defense and pursue grounds for case dismissals and substantial discounts on your credit debt for you.
Bankruptcy
When debt becomes overwhelming, there is a way out. Chapter 7 and Chapter 13 bankruptcy can help people overcome consumer debt of all sorts, from credit card debt to home mortgages and beyond.
While bankruptcy is rarely the first option, it may be best for some individuals. The Kirby Law Office can help people living in the Spokane area overcome their debt, and file Chapter 7 or 13 bankruptcy.
If any of these sound like the challenges you face, or if you're not sure and would like to have your case evaluated, please get in touch to receive your free case evaluation today.
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